About Personal Loan

Personal loan is that which is taken by you for personal use like wedding expenses, home renovation, travel/vacations, unexpected medical expenses and down payments. A personal loan is all you need to fulfill all your needs. As the loan has varied advantages, it caters to the need of every section of individuals. Personal loan can also be availed without collateral, and hence can be availed by salaried individuals.
Are you looking for a loan with minimal documentation, then Cashiya is the best choice to apply and avail personal loan. Anyone can apply get instant approval for Personal Loan at lowest Interest Rates from top banks.
Cashiya offers a variety of Personal Loan option from which the user can choose the best. We offer loans with interest rates starting from 10.99%* and Loan amount starting from 50k to 20Lacs. There is no requirement of comparison anywhere else as we have algorithms with machine learning which select will find the best suitable BANKs/NBFCs offering minimal interest rate for your profile which differentiates us from others loan providers.
BANK/NBFC Interest Rate Loan AmountTenure
Bajaj Finserv 13.99% - 22.00% Per Annum 1 Lac - 20 Lacs 12 - 60 Months
Kotak Bank 11.50% - 24.00% Per Annum 50K - 15 Lacs 12 - 60 Months
Capital First 13.00% - 25.00% Per Annum 1 Lac - 9 Lacs 12 - 60 Months
RBL Bank 13.99% - 18.00% Per Annum 1 Lac - 20 Lacs 12 - 60 Months
Type of Personal Loans Personal Loan EligibilityDocuments Required
Personal loan for home renovation Must be an indian resident PAN Card/Aadhar Card
Personal loan for wedding Minimum age 21 years Driving License/Voter ID/Passport
Personal Loan for higher education A valid government issued identity proof Bank account statement
Personal loann for travelling Salary/Income should be greater than 25,000 Monthly Last 3 Months salary slips
Top up personal loan Latest electricity bill/Telephone Bill
Personal loan balance transfer Existing house lease agreement