Privacy & Security Policy

Effective Date: Effective from 1st September 2013

ASVi Mobisol Private Limited ('Cashiya') values the users of our website/Application/Application (the "Website/Application"). Your privacy and trust are very important to us. We understand that you may be concerned about our collection, use, and disclosure of the personally identifiable information ("Personal Information") that we collect when you use the Website/Application and the services offered on the Website/Application ("Cashiya"). This Privacy Policy describes the information that we collect from you, how we collect this information, and what we do with it after we collect it. By using the Website/Application you are accepting the practices described in this Privacy Policy. By using the Website/Application you also give consent to use the Personal Information by Cashiya in accordance with the terms set out in this Privacy Policy. If you have any questions or comments regarding this Privacy Policy, please contact us at support@cashiya.in

DOES CASHIYA EVER MAKE CHANGES TO ITS PRIVACY POLICY?

Yes we may make changes to the Privacy Policy from time to time based on regulatory guidelines and market conditions. We will notify you of any material changes by sending you an email, posting a notice on the home page of the Website/Mobile Application, or posting a notice in your account when you first login after we have made changes. If you receive notification or a change in our Privacy Policy, you must review the new Privacy Policy carefully to make sure you understand our practices and procedures. You may not be able to receive notices from us if your cookies are not set to accept and/or are disabled.

WHAT TYPES OF INFORMATION DOES CASHIYA COLLECT FROM ME?

Personal Information. We may collect Personal Information that you provide to us, such as your name, mailing address, phone number, email address, credit card number, pan number, tan number, reasons for seeking finance, income sources and financial information to deliver you the product and services you might be asking for.

Non-Personal Information. We also collect non-personal information from you, such as your browser type, the URL of the previous website/Application you visited, your ISP, operating system, and your Internet protocol (IP) Address ("Non-Personal Information"). Non-Personal Information cannot be easily used to personally identify you.

Communications With Us. If you communicate with us regarding the Website/Application or the Cashiya Services, we will collect any information that you provide to us in any such communication.

Analytic and Reporting Technologies. Like the operators of most website/Application, we use analytic and reporting technologies to record Non-Personal Information such as Internet domain and host names, Internet protocol (IP) addresses, browser software, operating system types, clickstream patterns, and the dates and times that the Website/Application and the Cashiya Services are accessed. We also contract with several online partners to help manage, monitor and optimize our Website/Application and the Cashiya Services and to help us measure the effectiveness of our advertising, communications and how visitors use the Website/Application. To do this, we may use web beacons and cookies.

HOW DOES CASHIYA USE MY INFORMATION?

Personal Information.We use Personal Information primarily for our own internal purposes, such as providing, maintaining, evaluating, and improving the Cashiya and the Website/Application, fulfilling requests for information, producing and shipping the products that you order, and providing customer support. Your personal information shall also be shared with the other members of this website/Application. Upon acceptance of these terms and conditions, You hereby grant an unequivocal and absolute consent to share your personal information with third parties. Cashiya is not required to seek your consent once again in respect of sharing your personal information with third parties. We would further share your information with marketing agencies and other businesses if we in our sole discretion understand that your information may be used to market a product or service. The term Personal Information shall include your name, address, e-mail id and mobile phone number but it shall not include any data in relation to your financial status, income statements, earnings, source of earnings, personal identification numbers, passwords, code numbers, bank account numbers, credit card numbers, expiry dates relationship numbers, CVV numbers, encryptions, cookies and other such electronic details.

Non-Personal Information. We use Non-Personal Information to track the use of the Website/Application and the Cashiya Services and for other internal purposes, such as providing, maintaining, evaluating, and improving the Cashiya Services and the Website/Application.

WHEN WILL CASHIYA DISCLOSE MY INFORMATION TO THIRD PARTIES?

Disclosure to Successors. We may disclose your Personal Information to any successor-in-interest of ours, such as a company that acquires us. In the event Cashiya goes through a business transition, such as a merger or acquisition by or with another company, or sale of all or a portion of our assets, your Personal Information will likely be among the assets transferred. You will be notified via email or by a notice on our Website/Application of any such change in ownership or control of your Personal Information.

Disclosure to Unaffiliated Third Parties. We shall keep your personal information private and confidential. We may disclose your Personal Information to prevent an emergency, to prevent harm to others, to respond to legal requirements, to protect or enforce our rights and policies, to protect or enforce the rights of a third party, or as required or permitted by law (including, without limitation, to comply with a summon or court order).

Disclosure to Third Party Service Providers and Online Partners. We may contract with various third parties who help us provide, maintain and improve the Website/Application and the Cashiya Services. For example, we use a third party to process payments made to us, and may subcontract out production, fulfillment, analytics, reporting or other operations. We also contract with several online partners to help manage, monitor and optimize our Website/Application and the Cashiya Services and to help us measure the effectiveness of our advertising, communications and how visitors use the Website/Application/Application. We will use commercially reasonable efforts to prevent such third parties from disclosing your Personal Information, except for the purpose of providing the services in question. We cannot guarantee that such third parties will not disclose your Personal Information. In no circumstances, Cashiya shall disclose data in relation to your financial status, income statements, earnings, source of earnings, personal identification numbers, passwords, code numbers, bank account numbers, credit card numbers, expiry dates relationship numbers, CVV numbers, encryptions, cookies and other such electronic details.

Disclosure of Non-Personal Information. We will disclose Non-Personal Information, in aggregate form, to potential strategic partners, advertisers, investors, customers, and others. You may not opt-out of the sharing of this information. However, it cannot be easily used to identify you personally.

Internet Advertising. We may use third party service providers to serve ads on our behalf across the Internet and sometimes on the Website/Application. They may collect anonymous information about your visits to our Website/Application, and your interaction with our products and services. They may also use information about your visits to this and other website/Applications to target advertisements for goods and services. This anonymous information is collected through the use of a web beacon, which is industry standard technology used by most major website/Applications.

Internet Advertising. We may use third party service providers to serve ads on our behalf across the Internet and sometimes on the Website/Application. They may collect anonymous information about your visits to our Website/Application, and your interaction with our products and services. They may also use information about your visits to this and other website/Applications to target advertisements for goods and services. This anonymous information is collected through the use of a web beacon, which is industry standard technology used by most major website/Applications.

COOKIES AND WEB BEACONS POLICIES.

A cookie is a small file placed on the hard drive of your computer. Most website/Application/Applications use cookies. We use cookies to track your use of the Website/Application and the Cashiya, provide you with a more personalized user experience, and to allow you to login and begin use of the Cashiya Services automatically when you visit the Website/Application.

A web beacon is an often-transparent graphic image, usually no larger than a 1x1 pixel that is placed on a web page or in an e-mail that is used to monitor the behavior of the user visiting the Website/Application or receiving the e-mail.

Cookies and web beacons used by Cashiya and our online partners are not linked to Personal Information. This Privacy Policy covers the use of cookies and web beacons by Cashiya and does not cover the use of cookies or web beacons by any other third party, or advertiser.

DOES CASHIYA PROTECT MY PERSONAL INFORMATION?

Personal Information. Whenever we obtain your Personal Information, we use commercially reasonable efforts to protect it from unauthorized access or disclosure. However, we are not insurers of the security of your Personal Information. Accordingly, we assume no liability for any disclosure of datadue to errors in transmission, unauthorized third party access or other acts of third parties, or acts or omissions beyond our reasonable control.

Website/Application Content. The content that you store, post, or transmit on or through the Website/Application, such as message board postings, storefront pages, and images on your Products, may be accessed by other users, including people that you do not know. We are not responsible for the actions of others. Therefore, you should use care in communicating with other users and only disclose your Personal Information to other users that you know to be trustworthy. You should not assume that your content will be kept private.

HOW CAN I REVIEW AND MAKE CHANGES TO MY PERSONAL INFORMATION?

You can obtain a copy of and request that we correct errors in your Personal Information by emailing us at support@cashiya.in.For your protection, you will be required to provide proof of your identity to obtain a copy of your Personal Information. If your Personal Information changes or if you no longer want to use the Cashiya Services, you may correct, update or deactivate your Personal Information and/or your account through the account management screen. If you would like to deactivate or terminate your account you can also contact.

Security

The security of your Personal Information is important to us. When you enter sensitive information such as a credit card number and/or social security number on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). We follow generally accepted industry standards to protect the Personal Information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Internet-based Transfers

Given that the Internet is a global environment, using the Internet to collect and process Personal Information necessarily involves the transmission of data on an international basis. By providing Cashiya with your Personal Information you acknowledge and agree that we may store your Personal Information and transfer it to and from our servers located in the. We endeavor to protect all Personal Information collected through the Website/Application in a safe, confidential and secure manner.

DOES THIS PRIVACY POLICY APPLY WHEN I ACCESS THIRD PARTY WEBSITE/APPLICATION/APPLICATIONS?

You may be able to access third party website/Application directly from the Website/Application/Application. This Privacy Policy does not apply when you access third party website/Application. We cannot control how third parties may use Personal Information you disclose to them, so you should carefully review the privacy policy of any third party website/Application/Application you visit before using it or disclosing your Personal Information to its provider.