Terms Of Use

Cashiya.in ("Cashiya" or "Site/App" or "we" or "our") is a web portal/Mobile application that provides a platform brings together persons who are willing to borrow and persons who are willing to lend together or having relation with lending institution. On this web portal/App, a visitor to the website/App/Application put a request for persons who are willing to lend, persons who are willing to borrow, details of service providers such as verification agencies, collection agents and other such service providers that would provide services to either lenders or to borrowers. Cashiya shall merely facilitate a transaction of borrowing and lending between two such persons. Cashiya neither lends nor borrows through this website/App/Application/Application. Cashiya is neither a financial institution, nor runs a collective investment scheme or a chit fund or any other such financial scheme

SITE/APP: Site/App means Cashiya.in which is owned and managed by ASVi Mobisol Private Limited.

YOU/YOUR:You/Your shall mean natural or legal person who is at least 21 years of age and could legally enter into a contract in India and could use the services and products provided on the Cashiya.in in accordance with the terms and conditions recorded hereinafter and has agreed to become a paid member of this Site/App and whose membership fee is not in arrears.

Acceptance of Terms and Conditions

Every effort has been made to ensure, that the information contained on the Site/App is correct, however Cashiya makes no warranty as the accuracy, comprehensiveness, or correctness of any Service(s) or a Product(s) on the Site/App, and provides all Service(s) and Product(s) on an "as is" basis. By using this Site/App, you ("you" or the "End User") agree to these terms and conditions ("Terms and Conditions" or "T&C" or "Terms") that we have provided. If you do not wish to agree to these Terms and Conditions, please refrain from using this Site/App.

Persons under the age of 21 years are not permitted to get engaged with this Site/App and have no permission to call for any services or products or to lend or to borrow from through this Site/App.

The Site/App is freely accessible to the End User however; the End User will have to register with Cashiya.in and create their individual registration account prior to any purchase of Service(s) or Product(s). All registration information must be correct, complete and promptly updated by the End User each time it changes. Cashiya reserves the right to make any changes to our Terms and Conditions and/or our Privacy Policy (which is incorporated herein by reference) as we deem necessary or desirable without prior notification to you. We suggest to you, therefore, that you read our T&C and Privacy Policy from time to time in order that you stay informed as to any such changes. If we make changes to our T&C and Privacy Policy and you continue to use our Site/App, you are impliedly agreeing to the revised T&C and Privacy Policy expressed herein.

This is a summary of our T&C and Privacy Policy. For our complete T&C, please read below and visit our Privacy Policy.

  • Your privacy is important to us and we will protect it.
  • We will not share your personal information with anyone other than those listed in our Privacy Policy.
  • As a condition of purchase, Cashiya requires your consent to send you administrative and promotional emails. We will send you information regarding your account activity and purchases, as well as updates about our Services and Products and promotional offers. You can opt-out of our promotional emails anytime by clicking the unsubscribe link at the bottom of any of our email correspondences. Please see our Privacy Policy for details.
  • By placing an order, you make an offer to us to purchase Service(s) or Product(s) you have selected based on the Terms and Conditions stated below.
  • You are required to create an account in order to purchase any Services or a Product from our Site/App. This is required so we can provide you with easy access to print your orders, view your past purchases, and modify your preferences.
  • If you have any questions about these Terms and Conditions, please contact Cashiya on support@Cashiya.in
  • To read the complete Cashiya Terms and Conditions, please see below.

    1.ACCEPTANCE OF TERMS AND CONDITIONS

    By using this Site/App, you agree to the Terms and Conditions that Cashiya has provided. If you do not wish to agree to these Terms and Conditions, please refrain from using the Site/App. In the Site/App, Cashiya provides End Users with access to data base of lenders, borrowers and services providers in relation to debt services such as verification agencies and collection agencies etc.. The Cashiya is only a platform that brings together borrowers and lenders, it matches the need of borrowers and lender, and provides link to service providers that are associated with the business of borrowing and lending such as verification agency and collection agency. Cashiya in no manner indulges into either in borrowing or lending and is not a corporation that has any sort of license from the Reserve Bank of India to carry the business of lending in India. Cashiya in no manner collects deposits from the lenders or person who would like to earn interest on their money by lending. This part of the process is taken care of by a Non Banking Financial Company that has agreed to partner with Cashiya. Cashiya do participates in the process of lending but only to extend that it supports the lender in verifying the whereabouts of the borrower. Cashiya also clarifies that this is not a micro finance website/App/Application.

    If this T&C conflicts with any other document, the T&C will prevail for the purposes of usage of the Site/App. If you do not agree to be bound by this T&C and the Privacy Policy, you may not use the Site/App in any way.

    2.Description of Products & Services

    In the Site/App, Cashiya provides Users with access to lenders, borrowers, service providers to borrowers, partners who facilitate lending and credit reports for lenders and borrowers. Cashiya also provide right set of insurance aggregation platform through which one can plan insurance policy based on individual tailored need.

    Cashiya also provide individual/Organisation easy money spend, earning and management tool for quick visibility of their current status and past transaction details so that they can provide better future planning and prediction.

    Upon your clicking "yes" in the options menu we shall be entitled to send you regular updates via email regarding our Services and Product offerings.

    3.General

    These terms and conditions that apply to the user of this Site/App. By using this Site/App (other than to read this T&C for the first time), User agrees to comply with all of the terms and conditions hereof. The right to use this Site/App is personal to User and is not transferable to any other person or entity. All the Users of this website/App/Application shall be individuals and a corporate shall not be registered to use this website/App/Application. User shall be responsible for protecting the confidentiality of User's password(s), if any. User acknowledges that, although the internet is often a secure environment, sometimes there are interruptions in service or events that are beyond the control of Cashiya, and Cashiya shall not be responsible for any data lost while transmitting information on the internet. While it is Cashiya’s objective is to make the Site/App accessible 24 hours per day, 7 days per week, the Site/App may be unavailable from time to time for any reason including, without limitation, routine maintenance. You understand and acknowledge that due to circumstances both within and outside of the control of Cashiya, access to the Site/App may be interrupted, suspended or terminated from time to time. Cashiya shall have the right at any time to change or discontinue any aspect or feature of Cashiya, including, but not limited to, content, hours of availability and equipment needed for access or use. Further, Cashiya may discontinue disseminating any portion of information or category of information, may change or eliminate any transmission method and may change transmission speeds or other signal characteristics.

    COOKIES AND WEB BEACONS POLICIES.

    A cookie is a small file placed on the hard drive of your computer. Most website/Application/Applications use cookies. We use cookies to track your use of the Website/Application/Application and the Cashiya, provide you with a more personalized user experience, and to allow you to login and begin use of the Cashiya Services automatically when you visit the Website/Application/Application.

    A web beacon is an often-transparent graphic image, usually no larger than a 1x1 pixel that is placed on a web page or in an e-mail that is used to monitor the behavior of the user visiting the Website/Application/Application or receiving the e-mail.

    Cookies and web beacons used by Cashiya and our online partners are not linked to Personal Information. This Privacy Policy covers the use of cookies and web beacons by Cashiya and does not cover the use of cookies or web beacons by any other third party, or advertiser.

    4. Modified Terms

    Cashiya reserves the right at all times to discontinue or modify any of the Terms and Conditions as may be deemed necessary or desirable without prior notification to you. Such changes may include, among other things, the adding of certain fees or charges. We suggest to you, therefore, that you re-read this important notice containing our Terms and Conditions from time to time in order that you stay informed as to any such changes. If we make changes to our Terms and Conditions and you continue to use our Site/App, you are impliedly agreeing to the Terms and Conditions and Privacy Policy expressed herein. Any such deletions or modifications shall be effective immediately upon Cashiya's posting thereof. Any use of Cashiya by End User after such notice shall be deemed to constitute acceptance by End User of such modifications.

    5.License and Site/App Access

    Cashiya grants you a limited license to access and make personal use of the Site/App. This license does not include any downloading or copying of account information for the benefit of another vendor or any other third party; caching, unauthorized hypertext links to the Site/App and the framing of any Content available through the Site/App, uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose (in Cashiya’s sole discretion) an unreasonable or disproportionately large load on Cashiya’s infrastructure; or any use of data mining, robots, or similar data gathering and extraction tools. You may not bypass any measures used by Cashiya to prevent or restrict access to the Site/App. Any unauthorized use by you shall terminate the permission or license granted to you by Cashiya. By using this Site/App and by accepting to agree to these terms and conditions you also agree that you shall not hack or otherwise hire some third party to hack the site/App or use any other unauthorized means without a written consent of Cashiya and access any third party information. You shall in such an event be liable of a criminal offence and Cashiya shall institute appropriate legal proceedings to claim damages. Cashiya also reserve rights to institute proceedings in accordance with the law relating to intellectual property rights violation or infringement available to it in case the misuse of this website/App/Application is a person or an entity that belongs to out of India. In any event, the jurisdiction to instutite any protective proceedings shall vest with the Cashiya within the jurisdiction of New Delhi.

    6.Cashiya Usage Eligibility

    The Cashiya.in Service is not available to persons under the age of 21 or of unsound mind or who are declared insolvent or to any Users suspended or removed from the system by Cashiya for any reason. Users may not have more than one active account. Additionally, Users are prohibited from selling, trading, or otherwise transferring their Cashiya.in account to another party. If you do not qualify, you may not use the Cashiya.in or the Site/App.

    7.Your Account

    In your account you also agree to provide true, accurate, current and complete information about yourself as prompted by the Site/App's registration form. If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or Cashiya has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Cashiya has the right to suspend or terminate your account and refuse any and all current or future use of the Site/App (or any portion thereof). As Cashiya is a website/App/Application that enables borrowers to find lenders and lenders to find borrowers, it considers provisions of wrong information on this web portal willingly an act that would constitute misrepresentation, fraud and cheating. If you use the Site/App, you are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. Because of this, we strongly recommend that you exit from your account at the end of each session. You agree to notify Cashiya immediately of any unauthorized use of your account or any other breach of security. Cashiya reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion. In the event, Cashiya finds that the information shared by the User of the website/App/Application is incorrect or that the User is in breach of terms or conditions of the website/App/Application or User is in default of the lenders and borrowers agreement than in such case Cashiya may add the name and details of such person in the list of persons who are blacklisted from receiving funds or lending.

    8.Equipment

    User shall be responsible for obtaining and maintaining all mobile, computer hardware and other equipment needed for access to and use of this Site/App and all charges related thereto. Cashiya shall not be liable for any damages to the End User's equipment resulting from the use of this Site/App.

    9.End User conduct

    This Site/App and any individual site/Apps or merchant-specific, city-specific, or state-specific site/Apps now or hereinafter contained within or otherwise available through external hyperlinks with our Site/App (the "Microsite/Apps") are private property. All interactions on this Site/App and/or the Microsite/Apps must comply with these Terms and Conditions. Although we welcome and encourage user interaction on our Site/App, we do insist and require that all end users restrict any and all activity in connection with the use of this Site/App to that which involves lawful purposes only. End User shall not post or transmit through this Site/App any material which violates or infringes in any way upon the rights of others, or any material which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Cashiya's express prior, written approval, contains advertising or any solicitation with respect to Products or Services. Any conduct by an End User that in Cashiya's exclusive discretion restricts or inhibits any other End User from using or enjoying this Site/App and/or any of the Microsite/Apps is strictly prohibited. End User shall NOT use this Site/App or any of the Microsite/Apps to advertise or perform any commercial, religious, political or non-commercial solicitation, including, but not limited to, the solicitation of users of this Site/App and/or the Microsite/Apps to become users of other on- or offline services directly or indirectly competitive or potentially competitive with Cashiya. The foregoing provisions of this Section apply equally to and are for the benefit of Cashiya, its subsidiaries, affiliates and its third party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.

    10.Monitoring

    Cashiya shall have the right, but not the obligation, to monitor the content of the Site/App at all times, including any chat rooms and forums that may hereinafter be included as part of the Site/App, to determine compliance with this Agreement and any operating rules established by Cashiya, as well as to satisfy any applicable law, regulation or authorized government request. Without limiting the foregoing, Cashiya shall have the right to remove any material that Cashiya, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.

    11.License Grant

    By posting communications on or through this Site/App, User shall be deemed to have granted to Cashiya a royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the communication alone or as part of other works in any form, media, or technology whether now known or hereafter developed, and to sublicense such rights through multiple tiers of sub-licensees.

    12.Personal Information

    In order to purchase Products or Services from the Site/App, you will need to provide your details prior to get enlisted either as a borrower or as a lender. As an account holder you are required to provide Cashiya with accurate personal information. Provision of another person’s details as your own will not be deemed acceptable.

    Any personal information collected by Cashiya shall not be disclosed to any third party unrelated to the Cashiya business unless such a disclosure is authorised or required by law, or you have expressly consented to such a disclosure. Please also see the Privacy Policy in this regard.

    13.Cancellation by Cashiya

    Please note that there may be certain instruction to remit payments or seek rendition of services that Cashiya is unable to accept shall be cancel. We reserve the right, at our sole discretion, to refuse or cancel any order for any reason. We may also require additional verifications or information before accepting any instruction or registering you on are portal as a lender or a borrower. The borrower(s) and lender(s) are required to tnote that negative third party verification report(s) are crucial factors considered during the funding process. the funding may get rejected at any stage due to lack of information or verifiable information.

    14.Fraudulent /Declined Transactions

    Cashiya reserves the right to recover the cost of Service(s) and Product(s), collection charges and lawyers fees from persons using the Site/App fraudulently. Cashiya reserves the right to initiate legal proceedings against such persons for fraudulent use of the Site/App and any other unlawful acts or omissions in breach of these terms and conditions.

    15.Limitation of Liability

    Cashiya, its associates and technology partners make no representations or warranties about the accuracy, reliability, completeness, current-ness and/or timeliness of any content, information, software, text, graphics, links or communications provided on or through the use of the Site/App or that the operation of the Site/App will be error free and/or uninterrupted. Consequently, Cashiya assumes no liability whatsoever for any monetary or other damage suffered by you on account of the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Site/App; and/or any interruption or errors in the operation of the Site/App. You expressly understand and agree that Cashiya and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Cashiya has been advised of the possibility of such damages), resulting from use of the Site/App, sale and supply of Products content or any related goods and services.

    This limitation of liability section shall prevail over any conflicting or inconsistent provision contained in any of the documents comprising this Agreement. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

    The User further with immediate effect waive any right which had accrued to him from using the website/App/Application to initiate any legal action against Cashiya. User also acknowledge that the credibility of a lender or a borrower as depicted upon the website/App/Application is based on the information that is provided to Cashiya. In case there is a non disclosure of information to Cashiya of the information, and the judgment of Cashiya is impaired and the ratings or credibility of a lender or a borrower is not found to be correct, Cashiya shall not be responsible for any claims or liabilities. Cashiya in any event is not responsible for any default in return of money that is borrowed from the lender and the lender shall have have exclusive right to initiate proceedings against the defaulter borrower. Cashiya do provide the necessary information and support to the lender. However, lender shall not make any claim against Cashiya and shall conduct an independent due diligence of the borrower before lending it to him.

    16.Indemnity

    You agree to indemnify and hold Cashiya (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any claim or demand, including reasonable attorneys’ fees, or arising out of or related to your breach of this T&C, or your violation of any law or the rights of a third party including but not limited to breach of any warranties, representations or undertakings or in relation to the non-fulfillment of any of your obligations under this T&C or arising out of violation of any applicable laws, regulations including but not limited to Intellectual Property Rights, payment of statutory dues and taxes, claim of libel, defamation, violation of rights of privacy or publicity, loss of service by other subscribers and infringement of intellectual property or other rights. This clause shall survive the expiry or termination of this T&C.

    17.Severability

    If any of the Terms shall be deemed void, invalid or unenforceable for any reason, that condition shall be deemed several and shall not affect the enforceability of any remaining provision.

    18.Customer Communication

    Cashiya will communicate with you through any of the mode using email, SMS and App notification or all of them or any other mode. Account holders must provide a valid email address and contact telephone and/ or mobile number to Cashiya for this purpose. Please note Cashiya will not be able to contact the customer in case customer’s number is part of DNC (Do Not Call) list as generated by TRAI (Telecom Regulatory Authority of India). In this case we request customers to call us on our call center number. When you use the Site/App or send emails to Cashiya, you are communicating with Cashiya electronically. You consent to receive communications from Cashiya electronically.

    From time to time, Cashiya will also send you marketing material. If you do not wish to receive such material, you may unsubscribe from our mailing list at any time by using the unsubscribe function in the electronic marketing communication or by contactingsupport@Cashiya.in You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

    19.Site/App-Provided Email and Postings

    The Site/App may provide End Users with the ability to send email messages to other End Users and non-End Users and to post messages on the Site/App. Cashiya is under no obligation to review any messages; information or content ("Postings") posted on the Site/App by End Users and assumes no responsibility or liability relating to any such Postings.

    You understand and agree not to use any functionality provided by the Site/App to post content or initiate communications that contain:

    (i)  Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law.

    (ii)  Advertisements or solicitations of any kind.

    (ii)  Advertisements or solicitations of any kind.

    (iii)  Impersonate others or provide any kind of false information.

    (iv)  Personal information such as messages which state phone numbers, social security numbers, account numbers, addresses, or employer references.

    (v)  Messages by non-spokesperson employees of Cashiya purporting to speak on behalf of Cashiya or containing confidential information or expressing opinions concerning Cashiya.

    (vi)  Messages that offer unauthorized downloads of any copyrighted or private information.

    (viii)  Chain letters of any kind.

    (ix)  Identical (or substantially similar) messages to multiple recipients advertising any product or service, expressing a political or other similar message, or any other type of unsolicited commercial message. This prohibition includes but is not limited to :

    (a)  Using Cashiya.in invitations to send messages to people who don’t know you or who are unlikely to recognize you as a known contact;

    (b)  Using Cashiya.in to connect to people who don’t know you and then sending unsolicited promotional messages to those direct connections without their permission; and

    (c)  Sending messages to distribution lists, newsgroup aliases, or group aliases.

    20.The Opt-out Practice

    a)  If you are no longer interested in receiving e-mail announcements and other marketing information from us, or you want us to remove any personal information that we have collected about you, you can opt-out anytime by sending an e-mail about your request to support@Cashiya.in

    b)   We use third-party service providers to serve ads on our behalf across the Internet and sometimes on this site/App. They may collect anonymous information about your visits to our website/App/Application, and your interaction with our products and services. They may also use information about your visits to this and other website/App/Applications to target advertisements for goods and services. This anonymous information is collected through the use of a pixel tag, which is industry standard technology used by most major website/App/Applications. No personally identifiable information is collected or used in this process. They do not know the name, phone number, address, email address, or any personally identifying information about the user.

    c)   If you would like more information about this Opt-out practice and to know your choices about not having this anonymous information used by our third party service provider, - You can also read more about online marketing practices and the technologies that support them by visiting the.

    21.Links

    The Site/App or third parties may provide links to other World Wide Web site/Apps or resources. Because Cashiya has no control over such site/Apps and resources, you acknowledge and agree that Cashiya is not responsible for the availability of such external site/Apps or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such site/Apps or resources. You further acknowledge and agree that Cashiya shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site/App or resource.

    22.Access to Password Protected/Secure Areas

    Access to and use of password protected and/or secure areas of the Site/App is restricted to authorized Users only. Unauthorized individuals attempting to access these areas of the Site/App may be subject to prosecution.

    23.Acknowledgements

    You acknowledge that the Cashiya is not engaged in either grant of loan or borrowing any money from any member of the website/App/Application. You acknowledge that the Cashiya managing this website/App/Application and neither Cashiya or any of its subsidiary or affiliate has any interest in either grant of loan or in borrowing money from a member registered on the website/App/Application. You acknowledge that the Cashiya is not at all responsible for any claim or damage in case either the person who has agreed to grant loan has not granted loan or the person who has agreed to repay the loan do not repay the loan. You acknowledge that the Cashiya in no manner warrants or guarantees the performance of a service provider that is providing services through the website/App/Application of Cashiya. You acknowledge that the Cashiya in no manner warrants and guarantees that the grantor of loan or the recipient of loan has provided all the information on this website/App/Application which is true and correct including his address, phone numbers etc. You acknowledge that it is your responsibility to verify the information about the person on the website/App/Application and Cashiya is in no manner liable if the information provided on this website/App/Application is untrue or incorrect. You acknowledge that Cashiya is in no manner responsible for any claim of money or damages in the event one person fails to either grant loan or a person fails to repay the loan or misrepresents about his financial status or commits a fraud or a cheating or any other such illegal act.

    24.Disclaimer of Warranties

    ALL DETAILS OF THE MEMBERS OF THIS CASHIYAWEBSITE/APP/APPLICATION AND THEIR FINANCIAL STATUS, INCLUDED IN OR AVAILABLE THROUGH THIS SITE/APP ARE PROVIDED FOR USE WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, CASHIYA, ITS SHAREHOLDERS, ITS HOLDING COMPANY, ITS SUBSIDIARIES, AND ITS LICENSORS DO NOT WARRANT THAT THE INFORMATION OR OTHER MATERIAL WHICH IS PALCED ON THE WEBSITE/APP/APPLICATION BY ANY PERSON IS CORRECT INCLUDING HIS FINACIAL STATUS OR CAPABILITY OR HAS NOT APPROACHED THE OTHER USER OF THIS WEBSITE/APP/APPLICATION WITH A CRIMINAL INTENT TO EITHER CHEAT OR MISAPPROPRIATE OR DENY ANY OTHER USER OF ITS LEGITIMATE CLAIMS. BY UPLOADING ANY CONTENT, REPRESENTATION OR STATEMENT OF YOUR FINANCIAL STATUS OR YOUR PROOF OF RESIDENCE YOU REPRESENT AND WARRANT THAT YOU HAVE THE LAWFUL RIGHT TO REPRODUCE AND DISTRIBUTE SUCH CONTENT AND THAT THE CONTENT COMPLIES WITH ALL LAWS AND IS TRUE AND AUTHENTIC AND IS NOT IN ANY EVENT PLACED ON THE WEBSITE/APP/APPLICATION TO DEFRAUD OTHER USERS OR CREATE A FALSE IMPRESSION IN THEIR MINDS THAT YOU HAVE A SOUND FIANCIAL STATUS OR ARE REASONABLY COMMITTED TO DELIVER THE REPAYMENTS ON TIME. YOU ALSO REPRESENT THAT YOU HAVE NOT EVER BEEN ACCUSED TO ANY FRAUD, MISREPRESENTATION OR DEFAULT IN REPAYMENT OF ANY CLAIMS OR MONIES TO ANY THIRD PARTY WHETHER A FIANCIAL INSTITUTION OF NOT. YOU ALSO REPRESENT THAT THERE ARE NO OUTSTANDING DISPUTES IN CONNECTION WITH YOUR MORAL TURPITUDE OR FINANCIAL STATUS. YOU HEREBY REPRESENT AND WARRANT TO CASHIYA THAT YOU ARE LEGALLY COMPETENT TO EXECUTE, BE BOUND BY AND ADHERE TO TERMS AND CONDITIONS OF TERMS AND CONDITIONS OF CASHIYA. YOUR USE OF THIS SITE/APP IS SOLELY AT YOUR RISK. YOU AGREE THAT CASHIYA SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGES SUFFERED BY YOU IN CONNECTION WITH THIS SITE/APP OR ANY CONTENT CONTAINED THEREIN OR ANY DAMAGE SUFFERED IN THE EVENT OF DEFAULT OR MISREPRESETATION BY ANY OTHER USER OF THS WEBSITE/APP/APPLICATION.

    25.Limitation of Liability

    UNDER NO CIRCUMSTANCES SHALL CASHIYA, ITS SUBSIDIARIES, EMPLOYEES, OFFICERS, AFFILIATES, DIRECTORS, AGENTS, SUPPLIERS, SHAREHOLDERS, NON EXECUTIVE DIRECTORS OR ITS LICENSORS INVOLVED IN CREATING, PRODUCING, TRANSMITTING OR DISTRIBUTING PRODUCTS OR SERVICES ON THIS SITE/APP, GRANTING OR RECEIVING LOAN FROM A MEMBER ASSOCIATED WITH THE CASHIYAWEBSITE/APP/APPLICATION BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM EITHER MISREPRESENTATION, FRAUD, COERCION, BREACH OF TRUST, MISAPPROPRIATION, CHEATING OR FOR ANY OTHER SUCH REASON OF ITS END USERS OR OF THIRD PARTIES INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS AND LOSS OF GOODWILL OR LOSS OF INTEREST.

    26.Monitoring

    In case it comes to your knowledge that any member of this website/App/Application has committed default or fraud or misrepresents his financial status than you may inform Cashiya in writing and upon receipt of such information Cashiya shall call upon such third party to explain the allegations made in your Notice and upon receipt of an explanation from such third party Cashiya shall in its own discretion decide as to whether such a person should be prohibited from using the website/App/Application.

    27.Applicable Laws:

    Youruse of this Site/App and any Term and Conditions stated in this policy is subject to laws of India.

    28.Jurisdiction

    Courts of Delhi will have exclusive jurisdiction of dealing with all disputes arising from use of this site/App.

    29.Trademarks

    The trademarks, logos and service marks ("Marks") displayed on the Site/App are the property of Cashiya and other respective persons. End Users are prohibited from using any Marks for any purpose including, but not limited to use as meta-tags on other pages or site/Apps on the World Wide Web without the written permission of Cashiya or such third party which may own the Marks. All information and content including any software programs available on or through the Site/App ("Content") is protected by copyright. End Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site/App for commercial or public purposes.

    30.Changes to Terms and Conditions

    Cashiya reserves the right to change these Terms and Conditions of its Service without informing you. The Terms and Conditions for existing orders shall be upheld by Cashiya. You should check our Site/App for any updated Terms and Conditions.

    31.Miscellaneous

    If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. From time to time Cashiya may offer special promotional offers which may or may not apply to your Cashiya account. To avail of such promotional offers, you agree to be bound by any additional terms and conditions for these special offers which are laid down by Cashiya. This T&C and the relationship between you and Cashiya will be governed by the laws as applicable in India. Any dispute(s) arising out of this T&C will be handled in the competent courts of Delhi, India. The failure of Cashiya to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. Cashiya does not guarantee it will take action against all breaches of this T&C. Except as otherwise, expressly provided in this T&C, there shall be no third-party beneficiaries to this T&C. This T&C constitutes the entire agreement between you and Cashiya and governs your use of the Site/App, superseding any prior agreements between you and Cashiya with respect to the Site/App.